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NSFW MONEY · MEMBER CONSENT & SERVICES AGREEMENT
Version v3.0

THIS DOCUMENT IS A LEGALLY BINDING AGREEMENT. READ IT FULLY. By creating
or accessing an account on nsfw.money ("the Platform"), you ("Member", "you",
"your") enter into this Agreement with the Platform operator ("we", "us",
"our"). Your electronic acceptance is the legal equivalent of a written
signature, recorded together with your IP address, browser fingerprint,
device characteristics, and timestamp.

1. AGE, IDENTITY, AND ELIGIBILITY
   1.1 You represent and warrant that you are at least eighteen (18) years
       of age and have full legal capacity to enter into this Agreement
       under the laws of your jurisdiction.
   1.2 You will complete identity verification (KYC), including a five-photo
       sequence containing government-issued identification and a live
       proof-of-life image bearing a daily verification code.
   1.3 Submitting false, forged, altered, or fraudulently obtained identity
       documents constitutes criminal fraud and will result in permanent
       account termination, immediate forfeiture of any accrued balances
       (whether withdrawable or not), and referral to law enforcement and
       to anti-money-laundering authorities in the jurisdictions where we
       operate.
   1.4 You are not, as of the date of acceptance, party to any contract
       containing an exclusivity clause that would prohibit your
       participation on the Platform.
   1.5 Account holders are limited to ONE active member account per natural
       person. Operating multiple accounts (including through aliases,
       household members' identities, or shared devices configured to
       evade detection) is a material breach.

2. NATURE OF WORK AND INDEPENDENT-CONTRACTOR STATUS
   2.1 You agree to perform manual, organic engagement tasks on your own
       authentic, personally-owned social media accounts. You will NOT
       employ bots, automation scripts, scheduling tools, virtual machines,
       residential-proxy stacks intended to obfuscate origin, third-party
       click farms, or any technology whose purpose is to simulate human
       engagement.
   2.2 You are at all times an independent contractor / platform participant.
       Nothing in this Agreement creates an employment relationship,
       partnership, joint venture, franchise, or agency. You are responsible
       for your own taxes, social-insurance contributions, business licenses,
       and any reporting obligations arising from your participation. We
       will not withhold taxes and will not provide W-2, P60, or equivalent
       wage forms.
   2.3 You will perform tasks only on devices you own or are lawfully
       authorized to use, in jurisdictions where such tasks are legally
       permissible.

3. PAYMENT TERMS, COIN VALUATION, AND FLOAT
   3.1 The Platform issues internal "coins" that represent your provisional
       earned balance. Coins are not currency, not legal tender, and have
       no value outside the Platform's published conversion mechanism.
   3.2 Conversion of coins to fiat currency occurs only via the Platform's
       explicit "convert" action initiated by you. The conversion rate at
       the moment of conversion governs the fiat value transferred to your
       wallet.
   3.3 We may, in our discretion and with reasonable notice posted in-app,
       adjust coin base rewards, conversion rates, payout thresholds,
       caps, and referral cascade percentages. Such adjustments apply
       prospectively to coins earned after the adjustment date.
   3.4 The minimum withdrawal threshold is fifty United States Dollars
       (USD $50), with a one-time introductory threshold of five United
       States Dollars (USD $5) for a Member's first lifetime withdrawal.
   3.5 Withdrawals are processed on the 2nd and 17th of each calendar
       month. Pending withdrawals below threshold roll forward and do
       not expire.
   3.6 Referral commissions are time-locked until the last calendar day
       of the month in which the underlying engagement was earned by the
       referee, and are subject to clawback if the underlying task is
       later rejected, the referee account is terminated for fraud, or
       the original engagement is invalidated by the affiliated platform.

4. CONTENT BOUNDARIES AND PROHIBITED ACTIVITIES
   4.1 You will engage only with content lawful in your jurisdiction
       and the jurisdiction of the target platform.
   4.2 You will not, under any circumstance, engage with, promote,
       reference, link to, or otherwise interact with content depicting
       or implying minors, non-consensual material, content produced
       under coercion, or content prohibited by the policies of the
       target platform (Reddit, Chaturbate, etc.). Any such engagement
       is grounds for immediate permanent termination and reporting to
       law enforcement.
   4.3 Doxxing, harassment, threats, hate speech, defamation, and
       targeted abuse via Platform-assigned identities are strictly
       prohibited and may result in civil and criminal liability borne
       solely by you.

5. ACCOUNT INTEGRITY AND THE VERIFICATION CODE SYSTEM
   5.1 Persona accounts created under official task flows are linked to
       your Member identity via the verification-code anchoring mechanism.
       Transferring, selling, gifting, or auctioning persona accounts is
       a material breach and voids any pending balance tied to those
       accounts.
   5.2 You will not log into Platform-assigned persona accounts from
       devices, IP ranges, or geographic locations inconsistent with your
       KYC-declared residence without prior written disclosure.

6. INTELLECTUAL PROPERTY AND LICENSE
   6.1 All Platform software, persona kits, suggested usernames, bio
       templates, growth strategies, model affiliation lists, and
       operational mechanics are proprietary to the Platform operator
       and licensed to you on a limited, revocable, non-transferable,
       non-sublicensable basis solely for the purpose of executing
       assigned tasks.
   6.2 Content you produce in connection with assigned tasks (comments,
       posts, screenshots, chat logs) is licensed to us under a perpetual,
       worldwide, royalty-free, transferable, sublicensable license for
       the purposes of operating the Platform, evidencing engagement
       to clients, fraud detection, and statistical aggregation. Authorship
       attribution to your real identity will not occur without your
       explicit written request.

7. DATA HANDLING AND PRIVACY
   7.1 The Platform stores: KYC selfie-with-ID photograph (retained for
       cross-reference at withdrawal time under anti-money-laundering
       obligations), encrypted social-media handles, task submissions
       (screenshots, chat logs), earnings ledger, audit trails of all
       Platform actions, device fingerprints, IP history, and
       timestamps of acceptance for each version of this Agreement.
   7.2 Four of the five KYC photographs (front ID, back ID, selfie alone,
       proof-of-life) are PURGED from active storage immediately upon
       KYC approval. The selfie-with-ID photograph is retained for the
       maximum period required by applicable AML/KYC regulation, which
       in most jurisdictions is between five and seven years post
       account closure.
   7.3 You may request data export or deletion under applicable privacy
       laws (e.g., GDPR Art. 15/17, PH Data Privacy Act § 16, CCPA
       § 1798.105) by emailing legal@nsfw.money. We will respond within
       statutory windows. Retention exceptions for audit trail, AML/KYC,
       and unresolved disputes apply by law.
   7.4 We will not sell your personal data. We may share data with
       payment processors (Xendit, banking partners), law enforcement
       under valid legal process, anti-fraud networks, and our compliance
       advisors under strict confidentiality.

8. TERMINATION, SUSPENSION, AND POST-TERMINATION
   8.1 We may suspend or terminate your account at our sole discretion for:
       fraud, false statements, identity-document irregularity, account
       sharing, multi-accounting, bot or automation use, engagement on
       prohibited content, prolonged inactivity (180 consecutive days),
       compliance review, or any material breach of this Agreement.
   8.2 Upon termination for cause, any unpaid coin balance and pending
       referral commissions may be forfeited in full at our discretion.
       Termination without cause results in a final payout of the
       withdrawable balance, subject to the standard withdrawal schedule.
   8.3 Sections 6 (IP), 7 (Data), 9 (Disputes), 10 (Liability), and 12
       (Survival) survive termination.

9. DISPUTE RESOLUTION, ARBITRATION, AND CLASS-ACTION WAIVER
   9.1 You and we agree to attempt good-faith negotiation for thirty (30)
       days from written notice of dispute before initiating formal
       proceedings.
   9.2 If negotiation fails, the dispute will be submitted to binding,
       individual arbitration administered under the rules of the
       arbitral forum of the Platform's operating jurisdiction. The
       seat of arbitration is the city of the Platform's operating
       jurisdiction, and proceedings will be conducted in English.
   9.3 CLASS-ACTION WAIVER. You waive any right to bring or participate
       in any class, collective, mass, or representative action against
       us. Disputes must be brought in your individual capacity.
   9.4 Notwithstanding the above, either party may seek injunctive relief
       in a court of competent jurisdiction to protect intellectual
       property rights or to enforce arbitral awards.
   9.5 To the extent any provision of this Section 9 is held unenforceable
       in your jurisdiction, the remainder of the Section remains in
       full effect; the unenforceable provision is replaced with the
       closest enforceable substitute reflecting the parties' intent.

10. LIMITATION OF LIABILITY AND INDEMNIFICATION
    10.1 EXCEPT FOR LIABILITY ARISING FROM OUR INTENTIONAL MISCONDUCT, OUR
         AGGREGATE LIABILITY TO YOU UNDER THIS AGREEMENT IS LIMITED TO
         THE LESSER OF (A) THE TOTAL COINS-TO-FIAT VALUE OF YOUR LAST SIX
         (6) MONTHS OF PAID-OUT EARNINGS, OR (B) USD $500.
    10.2 IN NO EVENT WILL WE BE LIABLE FOR INDIRECT, INCIDENTAL,
         CONSEQUENTIAL, SPECIAL, PUNITIVE, OR EXEMPLARY DAMAGES,
         LOST PROFITS, LOST DATA, OR LOSS OF GOODWILL, EVEN IF ADVISED
         OF THE POSSIBILITY OF SUCH DAMAGES.
    10.3 You will defend, indemnify, and hold harmless the Platform,
         its operators, employees, contractors, and agents from any
         claim, loss, damage, liability, or expense (including reasonable
         attorneys' fees) arising from (a) your breach of this Agreement,
         (b) your engagement with prohibited content, (c) your tax,
         legal, or regulatory non-compliance, or (d) any third-party
         claim relating to your social-media accounts or content
         produced thereon.

11. MODIFICATION, ASSIGNMENT, AND ENTIRE AGREEMENT
    11.1 We may modify this Agreement by posting a new version in-app
         with a version bump. Your continued use of the Platform after
         the effective date constitutes acceptance. Material changes
         will be highlighted on-screen and require re-acceptance
         before further task work is permitted.
    11.2 You may not assign your rights or obligations under this
         Agreement. We may assign to a successor entity in connection
         with a merger, acquisition, or sale of substantially all assets.
    11.3 This Agreement, together with the Non-Disclosure & Confidentiality
         Agreement and the Privacy Policy referenced in-app, constitutes
         the entire agreement between you and us regarding its subject
         matter and supersedes all prior or contemporaneous understandings.

12. SEVERABILITY, NO WAIVER, NO REFUND, AND SURVIVAL
    12.1 If any provision of this Agreement is held invalid or unenforceable
         by a court of competent jurisdiction, the remaining provisions
         remain in full force. The invalid provision will be modified to
         the minimum extent necessary to make it enforceable.
    12.2 No failure or delay in exercising any right under this Agreement
         operates as a waiver of that right.
    12.3 Coins and earned balances are not refundable in fiat except
         through the standard withdrawal process. You acknowledge that
         no chargeback, dispute, or reversal of conversion or withdrawal
         transactions is supported, except as required by applicable law.
    12.4 Sections 1.3, 4, 5, 6, 7, 9, 10, 11.2, and 12 survive any
         termination of this Agreement.

13. ACKNOWLEDGEMENT
    By proceeding past this consent prompt you acknowledge that you have
    read this Agreement in full, understand each clause, have had the
    opportunity to seek independent legal advice if desired, and accept
    its terms freely and without coercion. Your IP address, browser
    fingerprint, geolocation (where permitted), and timestamp of
    acceptance are recorded as the legally binding signature.

NSFW MONEY · NON-DISCLOSURE & CONFIDENTIALITY AGREEMENT
Version v2.0

THIS NON-DISCLOSURE AND CONFIDENTIALITY AGREEMENT ("NDA") is a legally
binding contract. By proceeding past this prompt you accept and are
bound by every clause herein.

1. PARTIES, EFFECTIVE DATE, AND PURPOSE
   1.1 This NDA is entered into between you ("Receiving Party", "you")
       and the nsfw.money platform operator ("Disclosing Party", "we").
   1.2 The Effective Date is the timestamp at which you accept this NDA
       through the in-app consent interface. The acceptance is recorded
       with IP address, browser fingerprint, geolocation (where
       permitted), and device identifiers.
   1.3 The Purpose is your participation in the Platform's microtask
       and persona-growth program, in connection with which you will
       be granted access to Confidential Information defined in
       Section 2 below.

2. CONFIDENTIAL INFORMATION
   2.1 "Confidential Information" includes, without limitation:
       a) Persona kit identities, including but not limited to suggested
          usernames, bio templates, photograph sets, voice samples,
          handwriting samples, and any other identity-shaping artifact
          provided to you.
       b) The structure, parameters, and content of the 4-week growth
          strategies and the strategy engine that generates per-member
          per-week task plans.
       c) Task pricing, multiplier formulas (including but not limited
          to Pioneer cohort multipliers, comeback bonuses, surprise-drop
          probabilities, and tiered karma-growth bonuses), payout
          schedules, and referral cascade percentages (5% layer 1,
          2% layer 2, and any future tier adjustments).
       d) The list of affiliated Chaturbate models, their profile URLs,
          subscription tiers, and any agreed cross-promotion strategy.
       e) The Reddit verification code mechanism, its purpose namespaces,
          and the comment anchoring scheme used to bind member identity
          to social-media accounts.
       f) Internal operational communications (Discord, Telegram,
          email), reviewer identities, review timing patterns, queue
          positions, and triage rules.
       g) Any source code, database schemas, API endpoints, technical
          architecture documents, deployment topology, or infrastructure
          identifiers shared with you incidental to your task work.
       h) Aggregate or per-member statistics regarding earnings, engagement,
          conversion, and retention performance.
       i) The existence, identity, and terms of any client engagements,
          campaign briefs, or commercial partnerships.
   2.2 Confidential Information is identified as such by context, by the
       circumstances of disclosure, or by reasonable assumption that
       information of that nature is not public.
   2.3 Confidential Information does NOT include information that (a)
       was rightfully in your possession before the disclosure,
       (b) becomes publicly available through no fault of yours,
       (c) is independently developed by you without reference to
       Platform information, or (d) is required to be disclosed by
       legal process, provided you give us prior written notice with
       sufficient time to seek protective measures.

3. NON-DISCLOSURE AND NON-USE
   3.1 You will hold Confidential Information in strict confidence and
       will use at least the same degree of care to protect it as you
       use to protect your own most sensitive information, but in no
       case less than reasonable care.
   3.2 You will not disclose Confidential Information to any third
       party, including competitors of the Platform, journalists,
       social-media audiences, friends, family members not party
       to this Agreement, or any other person, except as expressly
       permitted in Section 5.
   3.3 You will not use Confidential Information for any purpose other
       than the Purpose stated in Section 1.3.
   3.4 You will not reverse-engineer, decompile, disassemble, derive
       the source code of, or attempt to discover the underlying
       structure, formulas, or algorithms of any Platform system,
       function, or process.

4. NO PUBLIC DISCLOSURE · SPECIFIC PROHIBITED ACTS
   You expressly agree NOT to:
   4.1 Publish, share, leak, or otherwise distribute persona kits or
       their contents to any public forum, marketplace, competitor, or
       third party.
   4.2 Reveal the inner workings of the Platform's task system, the
       referral cascade percentages, the bonus formulas, or the
       verification anchoring mechanism through social media posts,
       videos, articles, podcasts, public talks, classroom instruction,
       or any other public-facing format.
   4.3 Identify the Chaturbate models with whom the Platform has
       affiliation, including by name, profile URL, screenshot, or
       paraphrase, outside of approved internal channels.
   4.4 Make public earnings claims that, taken together with other
       public statements, would allow a third party to reverse-engineer
       Platform pricing, multipliers, or payout schedule.
   4.5 Operate any "course", "coaching", "mentorship", or "review"
       service that teaches third parties how to participate in or
       exploit Platform mechanics. Independent participation is fine;
       commercial instruction is not.

5. PERMITTED DISCLOSURES
   You MAY:
   5.1 Disclose that you participate in nsfw.money in general,
       non-mechanical terms (e.g., "I do paid social-media engagement
       work").
   5.2 Discuss your aggregate earnings in non-identifying language
       (e.g., "I earn from a paid microtask platform" without naming
       specific multipliers or thresholds).
   5.3 Make required tax, legal, or regulatory disclosures to
       authorities, your accountant, your tax preparer, or your legal
       counsel under their professional confidentiality obligations.
   5.4 Disclose Confidential Information in response to subpoena,
       court order, or other legal process, after giving us prior
       written notice with adequate time to seek a protective order.

6. DURATION OF OBLIGATIONS
   6.1 The non-disclosure and non-use obligations of Sections 3 and 4
       continue for FIVE (5) years from the date of disclosure of each
       discrete item of Confidential Information.
   6.2 Trade secrets, including the algorithmic structure of the
       strategy engine, the referral cascade computation, the
       verification anchoring mechanism, and any code or schema,
       remain confidential INDEFINITELY for so long as they qualify
       as trade secrets under applicable law.
   6.3 The obligations of this NDA survive termination of your Member
       account and any other contractual relationship with the Platform.

7. CONSEQUENCES OF BREACH
   7.1 Breach of any provision of this NDA constitutes a material
       breach of the broader Member Consent Agreement and may result
       in:
       a) Immediate termination of your Member account.
       b) Forfeiture of any unpaid coin balance, pending withdrawals,
          and pending referral commissions.
       c) Civil action for damages, including (where lawful) liquidated
          damages of USD $10,000 per discrete act of breach, plus
          our reasonable attorneys' fees and costs.
       d) Injunctive relief in a court of competent jurisdiction to
          prevent further or threatened disclosure.
       e) Reporting to Reddit, Chaturbate, and other content-platform
          partners with whom you have accounts created or grown
          through Platform programs, potentially resulting in
          third-party account suspension.
   7.2 You acknowledge that breach may cause irreparable harm not
       fully compensable in monetary damages, and consent to the
       entry of injunctive relief without posting of bond.

8. RETURN AND DESTRUCTION OF MATERIALS
   8.1 Upon termination of your participation, you will promptly
       return or permanently delete (at our election) all Confidential
       Information in your possession, custody, or control, including
       downloaded persona kit materials, screenshots of admin or
       reviewer interfaces, internal documentation, and any
       derivative works thereof.
   8.2 Upon written request, you will provide a sworn certification
       within ten (10) business days that the foregoing has been
       completed.

9. NO IMPLIED RIGHTS, NO IMPLIED EMPLOYMENT
   9.1 Nothing in this NDA grants you any license, right, or interest
       in any Confidential Information, intellectual property, or
       Platform asset, except the limited and revocable use right
       expressly granted under the Member Consent Agreement.
   9.2 This NDA does not create an employment relationship,
       partnership, joint venture, franchise, or agency. You remain
       an independent contractor / member at will.

10. JURISDICTION, ARBITRATION, AND CLASS-ACTION WAIVER
    10.1 Disputes arising under or relating to this NDA are subject
         to the dispute-resolution and arbitration provisions of the
         Member Consent Agreement, including the individual-arbitration
         requirement and class-action waiver.
    10.2 Notwithstanding the above, we may seek injunctive relief or
         specific performance in a court of competent jurisdiction to
         protect Confidential Information, without first proceeding
         to arbitration.

11. SEVERABILITY, NO WAIVER, ENTIRE AGREEMENT
    11.1 If any provision of this NDA is held invalid or unenforceable,
         the remaining provisions remain in full effect; the invalid
         provision is modified to the minimum extent necessary to make
         it enforceable.
    11.2 No failure or delay in exercising any right under this NDA
         operates as a waiver of that right.
    11.3 This NDA, together with the Member Consent Agreement and the
         Privacy Policy, constitutes the entire agreement between you
         and us regarding confidentiality and supersedes all prior
         or contemporaneous understandings.

12. ACKNOWLEDGEMENT
    By proceeding past this NDA prompt you confirm that you have read
    this NDA in full, understand each clause, have had the opportunity
    to seek independent legal advice if desired, and accept its terms
    freely. Your IP address, browser fingerprint, geolocation (where
    permitted), and timestamp of acceptance are recorded as the legally
    binding signature.